주택금융연구(Housing Finance Research)

About Housing Finance Research

주택금융연구는 한국주택금융공사의 공식학술지로서 주택금융시장, 주택금융정책, 주택금융상품, 주택금융정보기술 등 주택금융과 관련된 학문분야에서 이론적, 실증적, 정책적인 가치를 지니는 전문적이고 창의적인 연구논문들을 게재함으로써, 연구발표의 장과 학문토론의 기회를 제공하고 아울러 주택금융지식의 축적과 교육에도 기여함을 목적으로 합니다.
Article

Dec 31, 2021

An Empirical Analysis on the Effect of the Abandoned Building Maintenance Project on the Price of Neighboring Apartments

Sung Hyo Hong, Junhong Im

Hous. Finance Res. 2021;5(2):5-20.
https://doi.org/10.52344/hfr.2021.5.2.5

This paper empirically analyzes the changes in the price of apartments which are adjacent to an abandoned building before and after the selection of the building as a target of a maintenance project by the Ministry of Land, Infrastructure and Transport in Korea. The analytic model to capture a public value from the project is a difference-in-differences framework, and the data used for the analysis correspond to the actual transaction prices. According to the empirical results, after the selection of the abandoned building by the maintenance pr...
Article

Dec 31, 2021

A Study on Public Housing Policy for Implementing Social Sustainability: Focused on Affordable Housing in Hawaii, USA
사회적 지속가능성 실현을 위한 임대주택 정책에 관한 연구: 미국 하와이주 저렴주택 사례를 중심으로

Junghwa Kim, Hyun Seok Lee
김정화, 이현석

Hous. Finance Res. 2021;5(2):21-60.
https://doi.org/10.52344/hfr.2021.5.2.21

The purpose of this study is to derive useful policy implications for Korea by examining the case of Hawaii state in US, which pursues social sustainability through the supply of high-quality affordable housing in cities. The analysis was focused on affordable housing supply related to the urban regeneration project in Kakaako, Honolulu. Kakaako's affordable housing is a public-led private construction type. The state government is providing financial support to both consumers and suppliers so that various classes can live together without disc...
Article

Dec 31, 2021

Analysis of Apartment Price Characteristics in Regional Submarkets: Focused on the Suyoung-gu in Busan
지역 하위시장의 아파트 가격 특성 분석: 부산시 수영구 사례를 중심으로

Hyun-Ju Kang, Yo-Myung Kang, Jeong-Yeal Suh
강현주, 강요명, 서정렬

Hous. Finance Res. 2021;5(2):61-86.
https://doi.org/10.52344/hfr.2021.5.2.61

This study examines the factors and characteristics that affect the actual transaction price of apartments in Mangmi-dong and Namcheon-dong which are administrative dongs within the same autonomous district, which are sub-markets of real estate in Busan by region and We want to check how it appears and the difference between branded and non-branded apartments. and additionally check whether there is a price difference between the upper apartment and the lower apartment above the average actual transaction price in the same autonomous district. ...
Article

Dec 31, 2021

A Study on Determinants of Conversion to Trust-type Reverse Mortgage
신탁방식 주택연금 전환의향 결정요인에 관한 연구

Kyung-jin Choi
최경진

Hous. Finance Res. 2021;5(2):87-104.
https://doi.org/10.52344/hfr.2021.5.2.87

This research aims to present a conceptual model on the efficiency of global real estate investment trusts (REITs). Based on Data Envelopment Analysis approach (DEA), output-oriented distance function is used to construct a input/output production frontier that defines best-practice operational technology for the REITs industry. The results suggest that global REITs have experienced discriminative growth between countries and sectors, and scale inefficiencies have consistently maintained for the sample periods. The results also find that size o...
Article

Dec 31, 2021

Analysis of the Characteristics of the Vulnerable Class of Housing: Focusing on the Residents of the Gosiwon and Small Room
주거취약계층의 특성 분석: 고시원·쪽방 거주자를 중심으로

Hee-Jeong Hong
홍희정

Hous. Finance Res. 2021;5(2):105-133.
https://doi.org/10.52344/hfr.2021.5.2.105

The purpose of this study is to derive meaningful policy implications by analyzing the characteristics of the housing vulnerable class. To this end, the characteristics of the housing vulnerable class were divided into household characteristics and housing financial support status. The survey for analysis utilized the ‘Housing Finance Utilization Survey for the Housing Vulnerable’ conducted by the Korea Housing Finance Corporation in 2019. The questionnaire was analyzed by performing frequency analysis. Summarizing the main research results...

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CURRENT ISSUE: Dec 2021, Vol. 5 , No. 2

Article An Empirical Analysis on the Effect of the Abandoned Building Maintenance Project on the Price of Neighboring Apartments Sung Hyo Hong, Junhong Im Hous. Finance Res. 2021;5(2):5-20. https://doi.org/10.52344/hfr.2021.5.2.5 HTML PDF PubReader	Article A Study on Public Housing Policy for Implementing Social Sustainability: Focused on Affordable Housing in Hawaii, USA 사회적 지속가능성 실현을 위한 임대주택 정책에 관한 연구: 미국 하와이주 저렴주택 사례를 중심으로 Junghwa Kim, Hyun Seok Lee 김정화, 이현석 Hous. Finance Res. 2021;5(2):21-60. https://doi.org/10.52344/hfr.2021.5.2.21 HTML PDF PubReader
Article Analysis of Apartment Price Characteristics in Regional Submarkets: Focused on the Suyoung-gu in Busan 지역 하위시장의 아파트 가격 특성 분석: 부산시 수영구 사례를 중심으로 Hyun-Ju Kang, Yo-Myung Kang, Jeong-Yeal Suh 강현주, 강요명, 서정렬 Hous. Finance Res. 2021;5(2):61-86. https://doi.org/10.52344/hfr.2021.5.2.61 HTML PDF PubReader	Article A Study on Determinants of Conversion to Trust-type Reverse Mortgage 신탁방식 주택연금 전환의향 결정요인에 관한 연구 Kyung-jin Choi 최경진 Hous. Finance Res. 2021;5(2):87-104. https://doi.org/10.52344/hfr.2021.5.2.87 HTML PDF PubReader
Article Analysis of the Characteristics of the Vulnerable Class of Housing: Focusing on the Residents of the Gosiwon and Small Room 주거취약계층의 특성 분석: 고시원·쪽방 거주자를 중심으로 Hee-Jeong Hong 홍희정 Hous. Finance Res. 2021;5(2):105-133. https://doi.org/10.52344/hfr.2021.5.2.105 HTML PDF PubReader

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Article A Simulation of the Dividend Yield of Hub REITs for Urban Regeneration 도시재생 모자리츠의 배당수익률에 대한 모의실험 Hojin Lee 이호진 Hous. Finance Res. 2021;5(1):73-92. https://doi.org/10.52344/hfr.2021.5.1.73 HTML PDF PubReader Last 3 months views: 165	Article Influence and Factors of Interest rates on Housing Prices 금리가 주택가격에 미치는 영향과 요인 Namhyun Kim, Han Ik Jang 김남현, 장한익 Hous. Finance Res. 2018;2:5-39. https://doi.org/10.52344/hfr.2018.2.0.5 HTML PDF PubReader Last 3 months views: 139
Article An Application of XGBoost, LightGBM, CatBoost Algorithms on House Price Appraisal System 기계학습 알고리즘을 이용한 주택가격감정 시스템의 구축 및 평가: XGBoost, LightGBM, CatBoost 알고리즘에 기반하여 Jengei Hong 홍정의 Hous. Finance Res. 2020;4:33-64. https://doi.org/10.52344/hfr.2020.4.0.33 HTML PDF PubReader Last 3 months views: 136	Article 주택담보대출 채무조정 사례 연구 고제헌, 홍정의 Hous. Finance Res. 2017;1:184-217. https://doi.org/10.52344/hfr.2017.1.0.184 HTML PDF PubReader Last 3 months views: 135
Article The Effect of Housing and Household Characteristics on the Purchase Loan to Value 주택특성 및 가구특성이 주택구입자금 부채비율에 미치는 영향 Seongwon Lee 이성원 Hous. Finance Res. 2020;4:85-110. https://doi.org/10.52344/hfr.2020.4.0.85 HTML PDF PubReader Last 3 months views: 133	Article A Study on the Impact of Ownership Type on Vacancy Rate 상가의 소유권 형태가 공실률에 미치는 영향에 관한 연구 Hoil Lee, Ji-Na Kim, Jin-Young Kim, Seung Han Ro 이호일, 김지나, 김진영, 노승한 Hous. Finance Res. 2021;5(1):51-72. https://doi.org/10.52344/hfr.2021.5.1.51 HTML PDF PubReader Last 3 months views: 133
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